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What determines the minimum amount of KBA questions required by the system?

  1. User profile settings

  2. System configuration

  3. User authentication level

  4. Administrative guidelines

The correct answer is: System configuration

The minimum amount of KBA (Knowledge-Based Authentication) questions required by the system is determined by system configuration. This is because the system must be set up with specific parameters and policies that dictate how authentication processes will behave, including the quantity and type of KBA questions necessary to verify a user's identity effectively. System configuration encompasses the rules and requirements defined by the organization regarding user interactions during the authentication process, ensuring that security measures align with both compliance standards and risk management practices. Other factors, such as user profile settings or user authentication levels, may influence the experience but do not dictate the minimum requirements set by the system as a whole.